Bulk SMS Service Providers

OTP Encryption Techniques Why OTP Required:           An OTP is more secure than a static password, especially a user-created password, which is typically weak. OTPs may replace authentication login information or may be used in addition to it, to add another layer of security. OTP tokens are usually pocket-size fobs with a small screen that displays a number. The number changes every 30 or 60 seconds, depending on how the token is configured. For two-factor authentication , the user enters his user ID, PIN and the OTP to access the system.            The secret PIN known only between the client and the bank is used for encrypting the OTP. After the encrypted OTP SMS reaches the client’s mobile, the PIN is used again used for decrypting. The plain OTP text should be sent back to the bank will be verified at the server to complete the transaction initiated. The combination of PIN with OTP provides authenticat...

OTP Anywhere           OTP Anywhere is a secondary risk-based challenge solution consisting of a server generated one-time password delivered to an end user via a configured out of band channel. Supported OTP delivery channels include short message service (SMS) , email, instant messaging and voice. As well both OTP Anywhere and used alongside practically any other authentication type required in a deployment. Introduction and Concepts           This section introduces you to the concept of One Time Password (OTP) and how it is used in our software, website, application or any informatics software. What is a One Time Password           A one-time password is a randomly generated, single-use authentication credential. OTP is a form of secondary authentication that is used in addition to standard user name and password credentials to strengthen the existing authentication and auth...